Credit reference agency Callcredit have today published a report which identifies areas in the UK that have a high and low risk of identity fraud.
Topping the list of 121 localities in Britain is Sunderland, which has been listed as the most “at risk” area.
The research published today helps to highlight the scale to which fraudulent activity takes place across the UK.
A spokesman for Callcredit commented that: “The research shows the extent to which all areas of the UK now find themselves exposed to fraud but what really stands out is how the levels of risk are constantly changing. It’s important to be aware of the risk and to do what you can to protect yourself from falling victim. By checking your credit report you can see if you’ve been a victim of fraud and take the necessary steps to minimise any further risk.”
Over half of the top ten cities on the list are based in the north, including Manchester, Oldham and Middlesbrough.
According to the research findings, south-east areas such as Guildford, Kingston and St Albans have been least affected by fraud – with people living in London found to be less at risk of Identity fraud compared two two years ago. Only three London districts are in the top 10 of worst affected areas compared to 8 districts that were listed in the 2008 report.
Latest fraud statistics show that ID fraud costs the UK a whopping £30bn a year, with credit card fraud totalling £440m in 2009.
So what can you do to protect yourself against ID fraud? Well, first of all don’t just throw away old statements and documents with your details on. Paper shredders are extremely affordable these days and help to cut the risk of your discarded letters ending up in the wrong hands.
It is also important that you keep an eye on your credit file to watch out for any unusual entries or credit applications that you haven’t applied for. You can obtain a copy of your credit report from the three credit reference agencies in the UK: Callcredit, Experian and Equifax.
